Verified by Visa
The Worlds Online Credit/Debit Card issuer/protector Visa which provides security for account holders in either bank now issues Online transactions even from Debit cards so as to allow even debit card holders who donot/cannot afford credit card to do online transactions securely/safely but with some restrictions.
This scheme is known as Verified by Visa.
In India People who hold Debit cards/Credit cards which has Visa logo on it can now register through verified by Visa inorder to do Online transactions.
The Websites of the following banks that fall under this category are as follows:
Bank [With Their service+ Website/Portal]
-> Andhra Bank - Credit Cards
http://www.andhrabank.in
-> Axis Bank - Credit Cards and Debit Cards
http://www.axisbank.com
-> Citibank India - Credit Cards
http://www.citibank.co.in
-> Deutsche Bank - Credit Cards and Debit Cards
http://www.deutschebank.co.in
-> HDFC Bank - Credit Cards and Debit Cards
http://www.hdfcbank.com
-> HSBC Bank - Credit Cards
http://www.hsbc.co.in/in/personal/cards/securepay/securepay.htm
-> ICICI Bank - Credit Cards and Debit Cards
https://www.3dsecure.icicibank.com
-> Karur Vysya Bank - Debit Cards
http://www.kvb.co.in
-> Kotak Mahindra Bank - Credit Cards
http://www.kotak.com
-> Punjab National Bank - Credit Cards
http://www.pnbindia.com
-> SBI Cards - Credit Cards
http://www.sbicard.com
-> Standard Chartered Bank - Credit Cards and Debit Cards
http://www.standardchartered.co.in
-> State Bank of India - Debit Cards
http://www.onlinesbi.com/
-> Union Bank of India - Credit Cards
http://www.unionbankofindia.co.in
In Philippines:
[Bank - Product+Portal]
-> HSBC Philippines
http://www.hsbc.com.ph/ph/secure_pay/secure_pay.htm
In Australia:
[Bank - Product+Portal]
-> ANZ
http://www.anz.com/australia/persbnk/prdsrv/credit/vbv/default.asp
-> Bank SA
http://www.banksa.com.au/accounts/ways-you-can-bank/your-security/verified-by-visa.asp
-> Commonwealth Bank of Australia
http://www.commbank.com.au/personal/credit-cards/secure-internet-shopping.aspx
-> CUSCAL
http://www.cuscal.com.au/cards-verifiedByVisa.html
-> Heritage
http://secure.heritageonline.com.au/Personal-Banking/Credit-Cards/Verified-By-Visa.aspx
-> National Australia Bank
http://www.nab.com.au/wps/wcm/connect/nab/nab/home/Personal_Finance/4/6/1/
-> St. George
http://www.stgeorge.com.au/accounts/ways-you-can-bank/your-security/verified-by-visa.asp
In Malaysia:
[Bank - Product+Portal]
->HSBC (M) Berhad
http://www.hsbc.com.my
-> Public Bank Berhad
http://www.Publicbank.com.my
In New Zealand:
[Bank - Product+Portal]
-> Bank of New Zealand
http://www.bnz.co.nz/Credit_Cards/1,1184,8-214-555,00.html
In Singapore:
[Bank - Service/Product+ Website/Portal]
-> Citibank
http://www.citibank.com.sg
Note: Kindly go through your service provider in your country/region for more information on how their product+services work.
Each and every country has its own bank, the above mentioned countries are just a few to mention.
A small Overview about Verified by Visa:
Verified by Visa is a new way to add safety when a person like you go online inorder to buy a product/service in simpler words do a online transaction. All it does is just adds a password to your existing Visa card, it ensures that none other than you and your pal[Visa card] are the online while yousing this service/online transaction as it provides optimal security to you. You see its all free from hassles and dazzles and its all free.
What you need to do?
-> Visit your bank's website [one that offers the service]
-> Register a account and fill up the form
-> Click on finish once you are done
-> Go back to your e-mail account inorder to get a password/PIN [Personal Indentification Number] which is secured one.
-> Now if you need to change the password to your own from one they provide, visit back to the secured website/portal of your bank, login to your account and select the option and change your password.
-> Wel/Well now you are on your own.
Online Shopping tips:
Password and Normal Policy:
-> Use a secure web browser:
While you transact anything, kindly look for "s" like [https://] , so its secure.
-> Keep your password secret:
Never ever share your password with anyone, not even with your friends, relatives, family people, nor anyone [Who knows what will happen at any time?]
-> Keep you ATM code Secret:
ATM [ Automated Teller Machine] also commonly known as Any time money, the card from which you use it, kindly preserve its code like you look your own life, neverever share your password with any Website which looks professional though.,,......,...
-> Use and keep your Verified by Visa code/PIN in secret [Use it and preserve it like your own life].
-> Use the Internet to compare between shops before buying online : As always Google for shopping sites before wven giving them a try...
-> Compare products and prices before you buy - click around to find your item at the best price.
-> Protect your card details: As always - Prevention is better than cure
-> Only give your Visa card details when making purchases - do not provide them for any other reason.
-> Check delivery and return policies: Check your e-mail for After transacted details].
-> Never send payment information via email
-> Information that travels over the Internet (such as email) is not fully protected from being read by outside parties: Kindly Check for Privacy level before you even think of Browsing.
-> Keep a record of your transactions: As you do with your daily household transaction and Banking related things.
-> Review your monthly account statement thoroughly
Email Policy:
-> Immediately investigate suspicious activity to prevent any possible additional fraud before it occurs. Promptly notify your Bank of any suspicious email activities [including your e-mail host]
Some basic tests to be performed before you even think of openeing and repling/corresponding to them:
-> Do you know the person from whom the email has come?
-> Has this person ever sent emails before? Suspecious people keep on sending eye-chaching mails so as to loot your personal identity.
-> Did you ever expect an email and/or an attachment from such a person? If yes then proceed, if not Delete the mail / move such a mail to trash /dustbin.
-> Does the subject line corresponds/matches with the letter the person has sent? Does it make any sort of sense? Is it cool looking [think in-a-way-around]?
-> Will this mail contain Virus? How can you even guess before opening an attachment right? Well most of the people around the globe first foolishly download the attachment, secondly do as they say, thirdly cry for Moma to help as he/she would have already lost the Personal identity [Whats the use when you take a ticket when a flight departures to the destination?]
So people, Now that you got atleast the thing about Debit Card getting along with Credit Card though with some restrictions you can now feel free and take a cup of tea.....
The Worlds Online Credit/Debit Card issuer/protector Visa which provides security for account holders in either bank now issues Online transactions even from Debit cards so as to allow even debit card holders who donot/cannot afford credit card to do online transactions securely/safely but with some restrictions.
This scheme is known as Verified by Visa.
In India People who hold Debit cards/Credit cards which has Visa logo on it can now register through verified by Visa inorder to do Online transactions.
The Websites of the following banks that fall under this category are as follows:
Bank [With Their service+ Website/Portal]
-> Andhra Bank - Credit Cards
http://www.andhrabank.in
-> Axis Bank - Credit Cards and Debit Cards
http://www.axisbank.com
-> Citibank India - Credit Cards
http://www.citibank.co.in
-> Deutsche Bank - Credit Cards and Debit Cards
http://www.deutschebank.co.in
-> HDFC Bank - Credit Cards and Debit Cards
http://www.hdfcbank.com
-> HSBC Bank - Credit Cards
http://www.hsbc.co.in/in/personal/cards/securepay/securepay.htm
-> ICICI Bank - Credit Cards and Debit Cards
https://www.3dsecure.icicibank.com
-> Karur Vysya Bank - Debit Cards
http://www.kvb.co.in
-> Kotak Mahindra Bank - Credit Cards
http://www.kotak.com
-> Punjab National Bank - Credit Cards
http://www.pnbindia.com
-> SBI Cards - Credit Cards
http://www.sbicard.com
-> Standard Chartered Bank - Credit Cards and Debit Cards
http://www.standardchartered.co.in
-> State Bank of India - Debit Cards
http://www.onlinesbi.com/
-> Union Bank of India - Credit Cards
http://www.unionbankofindia.co.in
In Philippines:
[Bank - Product+Portal]
-> HSBC Philippines
http://www.hsbc.com.ph/ph/secure_pay/secure_pay.htm
In Australia:
[Bank - Product+Portal]
-> ANZ
http://www.anz.com/australia/persbnk/prdsrv/credit/vbv/default.asp
-> Bank SA
http://www.banksa.com.au/accounts/ways-you-can-bank/your-security/verified-by-visa.asp
-> Commonwealth Bank of Australia
http://www.commbank.com.au/personal/credit-cards/secure-internet-shopping.aspx
-> CUSCAL
http://www.cuscal.com.au/cards-verifiedByVisa.html
-> Heritage
http://secure.heritageonline.com.au/Personal-Banking/Credit-Cards/Verified-By-Visa.aspx
-> National Australia Bank
http://www.nab.com.au/wps/wcm/connect/nab/nab/home/Personal_Finance/4/6/1/
-> St. George
http://www.stgeorge.com.au/accounts/ways-you-can-bank/your-security/verified-by-visa.asp
In Malaysia:
[Bank - Product+Portal]
->HSBC (M) Berhad
http://www.hsbc.com.my
-> Public Bank Berhad
http://www.Publicbank.com.my
In New Zealand:
[Bank - Product+Portal]
-> Bank of New Zealand
http://www.bnz.co.nz/Credit_Cards/1,1184,8-214-555,00.html
In Singapore:
[Bank - Service/Product+ Website/Portal]
-> Citibank
http://www.citibank.com.sg
Note: Kindly go through your service provider in your country/region for more information on how their product+services work.
Each and every country has its own bank, the above mentioned countries are just a few to mention.
A small Overview about Verified by Visa:
Verified by Visa is a new way to add safety when a person like you go online inorder to buy a product/service in simpler words do a online transaction. All it does is just adds a password to your existing Visa card, it ensures that none other than you and your pal[Visa card] are the online while yousing this service/online transaction as it provides optimal security to you. You see its all free from hassles and dazzles and its all free.
What you need to do?
-> Visit your bank's website [one that offers the service]
-> Register a account and fill up the form
-> Click on finish once you are done
-> Go back to your e-mail account inorder to get a password/PIN [Personal Indentification Number] which is secured one.
-> Now if you need to change the password to your own from one they provide, visit back to the secured website/portal of your bank, login to your account and select the option and change your password.
-> Wel/Well now you are on your own.
Online Shopping tips:
Password and Normal Policy:
-> Use a secure web browser:
While you transact anything, kindly look for "s" like [https://] , so its secure.
-> Keep your password secret:
Never ever share your password with anyone, not even with your friends, relatives, family people, nor anyone [Who knows what will happen at any time?]
-> Keep you ATM code Secret:
ATM [ Automated Teller Machine] also commonly known as Any time money, the card from which you use it, kindly preserve its code like you look your own life, neverever share your password with any Website which looks professional though.,,......,...
-> Use and keep your Verified by Visa code/PIN in secret [Use it and preserve it like your own life].
-> Use the Internet to compare between shops before buying online : As always Google for shopping sites before wven giving them a try...
-> Compare products and prices before you buy - click around to find your item at the best price.
-> Protect your card details: As always - Prevention is better than cure
-> Only give your Visa card details when making purchases - do not provide them for any other reason.
-> Check delivery and return policies: Check your e-mail for After transacted details].
-> Never send payment information via email
-> Information that travels over the Internet (such as email) is not fully protected from being read by outside parties: Kindly Check for Privacy level before you even think of Browsing.
-> Keep a record of your transactions: As you do with your daily household transaction and Banking related things.
-> Review your monthly account statement thoroughly
Email Policy:
-> Immediately investigate suspicious activity to prevent any possible additional fraud before it occurs. Promptly notify your Bank of any suspicious email activities [including your e-mail host]
Some basic tests to be performed before you even think of openeing and repling/corresponding to them:
-> Do you know the person from whom the email has come?
-> Has this person ever sent emails before? Suspecious people keep on sending eye-chaching mails so as to loot your personal identity.
-> Did you ever expect an email and/or an attachment from such a person? If yes then proceed, if not Delete the mail / move such a mail to trash /dustbin.
-> Does the subject line corresponds/matches with the letter the person has sent? Does it make any sort of sense? Is it cool looking [think in-a-way-around]?
-> Will this mail contain Virus? How can you even guess before opening an attachment right? Well most of the people around the globe first foolishly download the attachment, secondly do as they say, thirdly cry for Moma to help as he/she would have already lost the Personal identity [Whats the use when you take a ticket when a flight departures to the destination?]
So people, Now that you got atleast the thing about Debit Card getting along with Credit Card though with some restrictions you can now feel free and take a cup of tea.....
